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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,921 | $48,078-48.2% | $78,676-68.3% | $62,881-60.4% |
| Participation rate | 40.0% | 65.2%-25.2pp | 73.6%-33.6pp | 69.3%-29.3pp |
| Annual return | 9.52% | 31.36%-21.8pp | 62.19%-52.7pp | 20.14%-10.6pp |
| Employer contribution / active EE | $407 | $2,015-79.8% | $2,850-85.7% | $2,281-82.1% |
| Participant deferral / active EE | $814 | $2,587-68.5% | $3,517-76.8% | $3,203-74.6% |
| Admin fee / account holder | $306 | $3,206-90.5% | $4,510-93.2% | $4,296-92.9% |