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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,986 | $53,128-32.3% | $86,582-58.4% | $70,126-48.7% |
| Participation rate | 0.0% | 65.3%-65.3pp | 73.5%-73.5pp | 69.5%-69.5pp |
| Annual return | 16.40% | 27.66%-11.3pp | 965.08%-948.7pp | 73.15%-56.7pp |
| Employer contribution / active EE | $0 | $2,068-100.0% | $2,839-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $2,172 | $2,695-19.4% | $3,609-39.8% | $3,332-34.8% |
| Admin fee / account holder | $839 | $3,584-76.6% | $4,904-82.9% | $4,645-81.9% |