Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,285 | $46,745-69.4% | $60,547-76.4% | $52,331-72.7% |
| Participation rate | 50.3% | 58.6%-8.3pp | 68.0%-17.7pp | 68.1%-17.8pp |
| Annual return | -2.78% | 0.61%-3.4pp | 335.64%-338.4pp | 4.54%-7.3pp |
| Employer contribution / active EE | $433 | $1,259-65.6% | $2,419-82.1% | $1,882-77.0% |
| Participant deferral / active EE | $1,287 | $2,145-40.0% | $3,328-61.3% | $3,022-57.4% |
| Admin fee / account holder | $19 | $537-96.4% | $4,536-99.6% | $592-96.8% |