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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,107 | $64,719-14.9% | $112,249-50.9% | $68,486-19.5% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -15.13% | -11.40%-3.7pp | 27.48%-42.6pp | -7.85%-7.3pp |
| Employer contribution / active EE | $3,523 | $2,747+28.3% | $3,636-3.1% | $2,597+35.7% |
| Participant deferral / active EE | $2,952 | $3,565-17.2% | $4,729-37.6% | $4,028-26.7% |
| Admin fee / account holder | $3,939 | $5,232-24.7% | $6,412-38.6% | $5,404-27.1% |