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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,350 | $65,364-52.0% | $92,909-66.3% | $72,975-57.0% |
| Participation rate | 95.5% | 68.3%+27.1pp | 76.0%+19.4pp | 69.5%+26.0pp |
| Annual return | 19.32% | 42.11%-22.8pp | 109.44%-90.1pp | 81.01%-61.7pp |
| Employer contribution / active EE | $2,550 | $2,594-1.7% | $3,653-30.2% | $2,440+4.5% |
| Participant deferral / active EE | $1,602 | $3,128-48.8% | $4,238-62.2% | $3,608-55.6% |
| Admin fee / account holder | $1,605 | $4,251-62.2% | $5,795-72.3% | $5,124-68.7% |