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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,775 | $92,684+86.4% | $82,706+108.9% | $134,509+28.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -10.99% | 945.84%-956.8pp | 701.76%-712.8pp | 418.13%-429.1pp |
| Employer contribution / active EE | $880 | $3,272-73.1% | $3,007-70.7% | $4,741-81.4% |
| Participant deferral / active EE | $499 | $4,800-89.6% | $4,394-88.6% | $6,400-92.2% |
| Admin fee / account holder | $1,919 | $5,982-67.9% | $5,329-64.0% | $11,427-83.2% |