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| Provider | Service type | Compensation |
|---|---|---|
WAVERLY ADVISORS, LLC1 year Service code 17 · EIN 63-1229657 | Pension Consulting | $48,568 |
Filed as: THE HIGHLANDS GROUP Service code 10 · EIN 82-3217974 | Accounting | $8,750 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,860 | $59,105-37.6% | $159,991-77.0% | $66,930-44.9% |
| Participation rate | 79.6% | 68.1%+11.5pp | 78.0%+1.6pp | 69.8%+9.8pp |
| Annual return | -12.01% | -12.26%+0.2pp | 408.82%-420.8pp | 1.57%-13.6pp |
| Employer contribution / active EE | $1,947 | $1,983-1.8% | $4,225-53.9% | $2,545-23.5% |
| Participant deferral / active EE | $4,518 | $4,395+2.8% | $6,183-26.9% | $4,238+6.6% |
| Admin fee / account holder | $270 | $591-54.2% | $8,715-96.9% | $593-54.4% |