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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,544 | $57,352+66.6% | $83,830+14.0% | $64,173+48.9% |
| Participation rate | 51.1% | 68.6%-17.5pp | 76.1%-25.0pp | 69.6%-18.5pp |
| Annual return | -7.35% | 11.38%-18.7pp | 850.97%-858.3pp | 7.63%-15.0pp |
| Employer contribution / active EE | $1,231 | $2,546-51.6% | $3,631-66.1% | $2,381-48.3% |
| Participant deferral / active EE | $2,372 | $2,993-20.8% | $4,082-41.9% | $3,470-31.6% |
| Admin fee / account holder | $847 | $4,046-79.1% | $5,479-84.5% | $4,887-82.7% |