Retirement plan

CHINA DOLL RICE AND BEANS, INC. 401(K) RETIREMENT PLAN

Name: CHINA DOLL RICE AND BEANS, INC. - CHINA DOLL RICE AND BEANS, INC. 401(K) RETIREMENT PLAN (2024) Form 5500
Creator: CHINA DOLL RICE AND BEANS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CHINA DOLL RICE AND BEANS, INC. 401(K) RETIREMENT PLAN, CHINA DOLL RICE AND BEANS, INC.

CHINA DOLL RICE AND BEANS, INC.EIN 63-0908744Plan #001PY 2024

100 JACINTOPORT BOULEVARD - SARALAND, AL 365710368251-457-7641

Prospect flagsHigh feesLow participation

How to read this page

Total assets (EOY)

$2.1M

+7.4% from 2023

Total participants

-4.8% from 2023

Average account balance

$176,285

+7.4% from 2023

Annual return

8.24%

-2.95 pp from 2023

Benchmarks

See 4,455 peers

Peer group

Industry31 - Manufacturing

Plan typeDefined contribution

Participants<25

Cohort4,455 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.42M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$202K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

63.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$94K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.78%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$3027

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J2F2G3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$96K

$4805 / participant

Other / not subdivided$96K100.0%

% of EOY assets

4.542%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$176,285

$100,125+76.1%

$81,482+116.3%

$145,978+20.8%

Participation rate

60.0%

74.2%-14.2pp

69.5%-9.5pp

80.3%-20.3pp

Annual return

8.24%

34.44%-26.2pp

24.79%-16.6pp

550.52%-542.3pp

Employer contribution / active EE

$1,586

$2,977-46.7%

$2,463-35.6%

$4,662-66.0%

Participant deferral / active EE

$2,387

$4,609-48.2%

$3,885-38.6%

$6,690-64.3%

Admin fee / account holder

$8,008

$8,198-2.3%

$5,761+39.0%

$13,400-40.2%

CHINA DOLL RICE AND BEANS, INC. 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CHINA DOLL RICE AND BEANS, INC. 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion