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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,977 | $60,349-45.4% | $74,184-55.5% | $62,881-47.6% |
| Participation rate | 82.5% | 72.7%+9.8pp | 76.6%+5.9pp | 69.3%+13.2pp |
| Annual return | 2.39% | 21.38%-19.0pp | 17.74%-15.4pp | 20.14%-17.8pp |
| Employer contribution / active EE | $901 | $1,680-46.4% | $2,370-62.0% | $2,281-60.5% |
| Participant deferral / active EE | $3,605 | $2,856+26.2% | $3,550+1.5% | $3,203+12.5% |
| Admin fee / account holder | $2,009 | $4,261-52.8% | $5,586-64.0% | $4,296-53.2% |