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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,933 | $127,387-64.7% | $115,038-60.9% | $125,389-64.2% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -3.82% | 31.28%-35.1pp | 26.14%-30.0pp | 282.24%-286.1pp |
| Employer contribution / active EE | $6,015 | $5,166+16.4% | $4,608+30.5% | $4,866+23.6% |
| Participant deferral / active EE | $11,298 | $6,423+75.9% | $6,026+87.5% | $5,352+111.1% |
| Admin fee / account holder | $429 | $9,516-95.5% | $8,175-94.8% | $9,541-95.5% |