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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,967 | $72,273-33.6% | $101,275-52.6% | $79,856-39.9% |
| Participation rate | 64.3% | 68.5%-4.2pp | 75.8%-11.5pp | 69.6%-5.4pp |
| Annual return | 16.78% | 22.30%-5.5pp | 46.48%-29.7pp | 31.71%-14.9pp |
| Employer contribution / active EE | $2,443 | $2,691-9.2% | $3,660-33.3% | $2,471-1.1% |
| Participant deferral / active EE | $5,290 | $3,282+61.2% | $4,371+21.0% | $3,741+41.4% |
| Admin fee / account holder | $1,754 | $4,401-60.1% | $5,948-70.5% | $5,306-66.9% |