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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,719 | $97,732-68.6% | $83,831-63.4% | $135,380-77.3% |
| Participation rate | 62.5% | 80.0%-17.5pp | 76.1%-13.6pp | 82.6%-20.1pp |
| Annual return | -6.40% | 1287.56%-1294.0pp | 850.99%-857.4pp | 519.81%-526.2pp |
| Employer contribution / active EE | $2,020 | $4,222-52.1% | $3,631-44.4% | $4,779-57.7% |
| Participant deferral / active EE | $3,414 | $4,683-27.1% | $4,082-16.4% | $5,609-39.1% |
| Admin fee / account holder | $404 | $6,675-94.0% | $5,479-92.6% | $10,828-96.3% |