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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,912 | $198,457-35.5% | $170,435-24.9% | $147,586-13.3% |
| Participation rate | 94.1% | 88.0%+6.1pp | 83.6%+10.5pp | 82.8%+11.3pp |
| Annual return | 17.37% | 257.30%-239.9pp | 205.94%-188.6pp | 578.59%-561.2pp |
| Employer contribution / active EE | $5,287 | $6,183-14.5% | $5,432-2.7% | $4,876+8.4% |
| Participant deferral / active EE | $5,305 | $5,629-5.8% | $4,939+7.4% | $5,439-2.5% |
| Admin fee / account holder | $2,271 | $16,852-86.5% | $13,881-83.6% | $10,886-79.1% |