Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
REGIONS BANK6 years Service code 50 · EIN 63-0371391 | Direct Payment | $26,398 |
ASCENSUS LLC5 years Service code 15 · EIN 11-3665754 | Recordkeeping | $11,871 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,963 | $86,692-27.4% | $119,634-47.4% | $66,949-6.0% |
| Participation rate | 56.7% | 75.6%-18.9pp | 79.3%-22.6pp | 69.8%-13.2pp |
| Annual return | -22.45% | -8.00%-14.5pp | -14.98%-7.5pp | 1.57%-24.0pp |
| Employer contribution / active EE | $819 | $2,536-67.7% | $4,232-80.7% | $2,545-67.8% |
| Participant deferral / active EE | $3,931 | $4,360-9.8% | $5,601-29.8% | $4,239-7.3% |
| Admin fee / account holder | $399 | $755-47.2% | $10,329-96.1% | $594-32.8% |