See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
REGIONS BANK6 years Service code 50 · EIN 63-0371391 | Direct Payment | $26,398 |
ASCENSUS LLC5 years Service code 15 · EIN 11-3665754 | Recordkeeping | $11,871 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,963 | $86,655-27.3% | $119,609-47.4% | $66,914-5.9% |
| Participation rate | 56.7% | 75.6%-18.9pp | 79.3%-22.6pp | 69.8%-13.1pp |
| Annual return | -22.45% | -8.00%-14.5pp | -14.97%-7.5pp | 1.58%-24.0pp |
| Employer contribution / active EE | $819 | $2,536-67.7% | $4,232-80.7% | $2,544-67.8% |
| Participant deferral / active EE | $3,931 | $4,358-9.8% | $5,602-29.8% | $4,237-7.2% |
| Admin fee / account holder | $399 | $755-47.2% | $10,323-96.1% | $593-32.8% |