See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
REGIONS BANK4 years Service code 15 · EIN 63-0371391 | Recordkeeping | $21,442 |
ASCENSUS LLC3 years Service code 15 · EIN 11-3665754 | Recordkeeping | $8,978 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,909 | $91,552-14.9% | $133,956-41.8% | $79,858-2.4% |
| Participation rate | 63.0% | 73.3%-10.3pp | 79.8%-16.8pp | 69.6%-6.6pp |
| Annual return | 21.03% | 61.85%-40.8pp | 45.09%-24.1pp | 31.71%-10.7pp |
| Employer contribution / active EE | $352 | $2,384-85.2% | $3,919-91.0% | $2,471-85.8% |
| Participant deferral / active EE | $3,121 | $3,733-16.4% | $5,048-38.2% | $3,740-16.6% |
| Admin fee / account holder | $358 | $6,321-94.3% | $8,927-96.0% | $5,306-93.3% |