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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,389 | $60,442-44.8% | $96,754-65.5% | $87,485-61.8% |
| Participation rate | 73.7% | 58.7%+15.0pp | 70.3%+3.4pp | 68.9%+4.8pp |
| Annual return | 12.51% | 21.97%-9.5pp | 82.04%-69.5pp | 26.06%-13.6pp |
| Employer contribution / active EE | $1,834 | $1,691+8.5% | $2,679-31.5% | $2,596-29.4% |
| Participant deferral / active EE | $2,526 | $3,280-23.0% | $4,758-46.9% | $4,274-40.9% |
| Admin fee / account holder | $1,307 | $5,069-74.2% | $8,905-85.3% | $7,775-83.2% |