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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,648 | $49,896-16.5% | $80,627-48.3% | $75,173-44.6% |
| Participation rate | 83.3% | 55.3%+28.0pp | 67.0%+16.3pp | 67.2%+16.1pp |
| Annual return | 9.05% | 34.67%-25.6pp | 936.76%-927.7pp | 160.72%-151.7pp |
| Employer contribution / active EE | $1,804 | $1,699+6.2% | $2,723-33.8% | $2,671-32.5% |
| Participant deferral / active EE | $2,770 | $2,992-7.4% | $4,443-37.6% | $4,126-32.9% |
| Admin fee / account holder | $4,586 | $3,578+28.2% | $5,381-14.8% | $5,651-18.8% |