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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,389 | $57,590-42.0% | $86,233-61.3% | $82,448-59.5% |
| Participation rate | 73.7% | 57.9%+15.8pp | 69.0%+4.7pp | 68.1%+5.6pp |
| Annual return | 12.51% | 22.41%-9.9pp | 61.39%-48.9pp | 41.64%-29.1pp |
| Employer contribution / active EE | $1,834 | $1,655+10.8% | $2,504-26.8% | $2,551-28.1% |
| Participant deferral / active EE | $2,526 | $3,080-18.0% | $4,559-44.6% | $4,139-39.0% |
| Admin fee / account holder | $1,307 | $4,730-72.4% | $8,342-84.3% | $7,234-81.9% |