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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,291 | $57,140-61.0% | $85,240-73.8% | $80,959-72.5% |
| Participation rate | 80.0% | 56.4%+23.6pp | 67.5%+12.5pp | 67.7%+12.3pp |
| Annual return | 7.24% | 21.71%-14.5pp | 66.75%-59.5pp | 35.67%-28.4pp |
| Employer contribution / active EE | $1,907 | $1,802+5.9% | $2,735-30.3% | $2,757-30.8% |
| Participant deferral / active EE | $2,777 | $3,115-10.9% | $4,527-38.7% | $4,300-35.4% |
| Admin fee / account holder | $31,806 | $4,992+537.2% | $6,165+415.9% | $6,925+359.3% |