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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,090 | $112,915-0.7% | $90,965+23.2% | $158,950-29.5% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 8.08% | 215.75%-207.7pp | 134.57%-126.5pp | 302.91%-294.8pp |
| Employer contribution / active EE | $9,451 | $2,894+226.6% | $2,122+345.3% | $4,762+98.5% |
| Participant deferral / active EE | $4,513 | $4,128+9.3% | $3,373+33.8% | $5,983-24.6% |
| Admin fee / account holder | $33,133 | $8,044+311.9% | $5,960+455.9% | $11,248+194.6% |