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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,115 | $93,346+24.4% | $71,796+61.7% | $273,972-57.6% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 83.0%+17.0pp |
| Annual return | 4.84% | 130.39%-125.6pp | 78.04%-73.2pp | 41.46%-36.6pp |
| Employer contribution / active EE | $5,867 | $2,733+114.6% | $1,924+204.9% | $4,869+20.5% |
| Participant deferral / active EE | $4,942 | $3,475+42.2% | $2,794+76.8% | $5,287-6.5% |
| Admin fee / account holder | $9,123 | $6,571+38.8% | $4,815+89.5% | $10,133-10.0% |