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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,079 | $142,361-55.7% | $119,608-47.3% | $134,509-53.1% |
| Participation rate | 62.5% | 82.8%-20.3pp | 79.3%-16.8pp | 81.2%-18.7pp |
| Annual return | -12.78% | -12.46%-0.3pp | -14.98%+2.2pp | 418.13%-430.9pp |
| Employer contribution / active EE | $1,931 | $5,224-63.0% | $4,232-54.4% | $4,741-59.3% |
| Participant deferral / active EE | $2,537 | $6,468-60.8% | $5,601-54.7% | $6,400-60.4% |
| Admin fee / account holder | $512 | $13,588-96.2% | $10,326-95.0% | $11,427-95.5% |