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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,641 | $48,078-79.9% | $78,676-87.7% | $62,881-84.7% |
| Participation rate | 45.7% | 65.2%-19.5pp | 73.6%-27.9pp | 69.3%-23.6pp |
| Annual return | 2.98% | 31.36%-28.4pp | 62.19%-59.2pp | 20.14%-17.2pp |
| Employer contribution / active EE | $413 | $2,015-79.5% | $2,850-85.5% | $2,281-81.9% |
| Participant deferral / active EE | $2,063 | $2,587-20.2% | $3,517-41.3% | $3,203-35.6% |
| Admin fee / account holder | $238 | $3,206-92.6% | $4,510-94.7% | $4,296-94.5% |