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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $330,175 | $84,236+292.0% | $170,439+93.7% | $70,124+370.8% |
| Participation rate | 92.7% | 70.8%+21.9pp | 83.6%+9.1pp | 69.5%+23.1pp |
| Annual return | 8.03% | 23.06%-15.0pp | 205.94%-197.9pp | 73.14%-65.1pp |
| Employer contribution / active EE | $9,938 | $3,387+193.4% | $5,433+82.9% | $2,342+324.3% |
| Participant deferral / active EE | $1,825 | $3,086-40.9% | $4,939-63.1% | $3,332-45.2% |
| Admin fee / account holder | $14,295 | $5,698+150.9% | $13,881+3.0% | $4,645+207.7% |