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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,918 | $77,638+230.9% | $156,551+64.1% | $62,881+308.6% |
| Participation rate | 94.2% | 71.2%+23.0pp | 84.0%+10.2pp | 69.3%+24.9pp |
| Annual return | 4.28% | 50.33%-46.0pp | 32.23%-27.9pp | 20.14%-15.9pp |
| Employer contribution / active EE | $9,279 | $3,444+169.4% | $5,501+68.7% | $2,281+306.8% |
| Participant deferral / active EE | $1,199 | $3,046-60.6% | $4,871-75.4% | $3,203-62.6% |
| Admin fee / account holder | $12,002 | $5,561+115.8% | $13,028-7.9% | $4,296+179.4% |