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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,734 | $55,437+240.4% | $155,534+21.3% | $74,459+153.5% |
| Participation rate | 100.0% | 61.9%+38.1pp | 78.2%+21.8pp | 67.2%+32.8pp |
| Annual return | 10.01% | 269.58%-259.6pp | 64.92%-54.9pp | 1369.70%-1359.7pp |
| Employer contribution / active EE | $7,814 | $2,266+244.8% | $4,675+67.1% | $2,626+197.6% |
| Participant deferral / active EE | $5,389 | $2,837+89.9% | $5,630-4.3% | $4,350+23.9% |
| Admin fee / account holder | $2,712 | $1,742+55.7% | $15,900-82.9% | $1,945+39.5% |