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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $691,260 | $209,428+230.1% | $178,498+287.3% | $158,950+334.9% |
| Participation rate | 90.5% | 86.4%+4.1pp | 81.9%+8.5pp | 82.0%+8.5pp |
| Annual return | 17.51% | 188.78%-171.3pp | 151.09%-133.6pp | 302.91%-285.4pp |
| Employer contribution / active EE | $0 | $5,707-100.0% | $5,011-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $8,790 | $5,955+47.6% | $5,202+69.0% | $5,983+46.9% |
| Admin fee / account holder | $10,858 | $17,077-36.4% | $13,985-22.4% | $11,248-3.5% |