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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,367 | $65,027-34.8% | $90,970-53.4% | $79,852-46.9% |
| Participation rate | 72.2% | 61.6%+10.5pp | 69.0%+3.1pp | 69.6%+2.5pp |
| Annual return | 4.83% | 30.45%-25.6pp | 134.58%-129.7pp | 31.72%-26.9pp |
| Employer contribution / active EE | $979 | $1,247-21.5% | $2,122-53.9% | $2,471-60.4% |
| Participant deferral / active EE | $2,123 | $2,512-15.5% | $3,373-37.1% | $3,740-43.2% |
| Admin fee / account holder | $7,076 | $4,535+56.0% | $5,960+18.7% | $5,306+33.4% |