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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,977 | $115,810-86.2% | $101,271-84.2% | $158,966-89.9% |
| Participation rate | 75.0% | 79.4%-4.4pp | 75.8%-0.8pp | 82.0%-7.0pp |
| Annual return | 58.28% | 56.15%+2.1pp | 46.48%+11.8pp | 302.95%-244.7pp |
| Employer contribution / active EE | $2,518 | $4,175-39.7% | $3,660-31.2% | $4,762-47.1% |
| Participant deferral / active EE | $3,738 | $4,958-24.6% | $4,371-14.5% | $5,983-37.5% |
| Admin fee / account holder | $653 | $7,248-91.0% | $5,948-89.0% | $11,250-94.2% |