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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $373,398 | $93,589+299.0% | $135,942+174.7% | $75,181+396.7% |
| Participation rate | 98.0% | 75.2%+22.8pp | 81.9%+16.0pp | 67.2%+30.8pp |
| Annual return | 10.71% | 30.90%-20.2pp | 68.28%-57.6pp | 160.69%-150.0pp |
| Employer contribution / active EE | $10,531 | $3,537+197.7% | $4,858+116.8% | $2,671+294.3% |
| Participant deferral / active EE | $6,790 | $6,405+6.0% | $7,759-12.5% | $4,126+64.6% |
| Admin fee / account holder | $74,654 | $6,977+969.9% | $10,764+593.5% | $5,650+1221.3% |