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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,045 | $93,346-0.3% | $71,796+29.6% | $273,972-66.0% |
| Participation rate | 86.7% | 76.5%+10.1pp | 69.1%+17.6pp | 83.0%+3.7pp |
| Annual return | 6.98% | 130.39%-123.4pp | 78.04%-71.1pp | 41.46%-34.5pp |
| Employer contribution / active EE | $2,218 | $2,733-18.9% | $1,924+15.2% | $4,869-54.5% |
| Participant deferral / active EE | $4,445 | $3,475+27.9% | $2,794+59.1% | $5,287-15.9% |
| Admin fee / account holder | $1,586 | $6,571-75.9% | $4,815-67.1% | $10,133-84.3% |