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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,260 | $89,370+145.3% | $141,197+55.3% | $72,976+200.5% |
| Participation rate | 96.6% | 75.1%+21.4pp | 82.5%+14.1pp | 69.5%+27.1pp |
| Annual return | 18.03% | 111.88%-93.8pp | 71.41%-53.4pp | 81.02%-63.0pp |
| Employer contribution / active EE | $10,936 | $3,115+251.1% | $4,736+130.9% | $2,440+348.2% |
| Participant deferral / active EE | $7,948 | $5,419+46.7% | $6,710+18.4% | $3,608+120.3% |
| Admin fee / account holder | $6,730 | $5,957+13.0% | $10,265-34.4% | $5,124+31.3% |