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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,185 | $77,817+157.3% | $123,553+62.0% | $64,173+211.9% |
| Participation rate | 98.1% | 74.7%+23.4pp | 82.3%+15.8pp | 69.6%+28.5pp |
| Annual return | -9.48% | 12.49%-22.0pp | 119.21%-128.7pp | 7.63%-17.1pp |
| Employer contribution / active EE | $3,617 | $3,014+20.0% | $4,628-21.8% | $2,381+51.9% |
| Participant deferral / active EE | $4,746 | $5,240-9.4% | $6,426-26.1% | $3,470+36.8% |
| Admin fee / account holder | $7,639 | $5,519+38.4% | $9,284-17.7% | $4,887+56.3% |