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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,582 | $123,793-53.5% | $177,848-67.6% | $79,856-27.9% |
| Participation rate | 90.2% | 84.7%+5.5pp | 87.7%+2.5pp | 69.6%+20.6pp |
| Annual return | 14.91% | 22.82%-7.9pp | 48.33%-33.4pp | 31.71%-16.8pp |
| Employer contribution / active EE | $1,296 | $4,095-68.4% | $5,919-78.1% | $2,471-47.6% |
| Participant deferral / active EE | $1,778 | $5,956-70.2% | $7,714-77.0% | $3,741-52.5% |
| Admin fee / account holder | $2,364 | $7,243-67.4% | $12,431-81.0% | $5,306-55.4% |