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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,584 | $94,529-49.7% | $140,019-66.0% | $64,173-25.9% |
| Participation rate | 97.6% | 84.1%+13.5pp | 87.5%+10.1pp | 69.6%+28.0pp |
| Annual return | 6.31% | 7.77%-1.5pp | 651.17%-644.9pp | 7.63%-1.3pp |
| Employer contribution / active EE | $1,834 | $3,812-51.9% | $5,605-67.3% | $2,381-23.0% |
| Participant deferral / active EE | $1,576 | $5,250-70.0% | $6,927-77.2% | $3,470-54.6% |
| Admin fee / account holder | $1,539 | $6,741-77.2% | $10,705-85.6% | $4,887-68.5% |