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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,825 | $51,638+41.0% | $129,406-43.7% | $80,959-10.0% |
| Participation rate | 44.3% | 56.9%-12.6pp | 69.6%-25.3pp | 67.7%-23.3pp |
| Annual return | 25.32% | 20.78%+4.5pp | 9468.18%-9442.9pp | 35.67%-10.3pp |
| Employer contribution / active EE | $689 | $1,584-56.5% | $4,155-83.4% | $2,757-75.0% |
| Participant deferral / active EE | $2,267 | $2,670-15.1% | $4,167-45.6% | $4,300-47.3% |
| Admin fee / account holder | $3,322 | $4,313-23.0% | $7,689-56.8% | $6,925-52.0% |