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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,604 | $63,082-21.4% | $81,726-39.3% | $79,856-37.9% |
| Participation rate | 70.7% | 67.5%+3.1pp | 72.0%-1.3pp | 69.6%+1.0pp |
| Annual return | 7.97% | 22.66%-14.7pp | 29.49%-21.5pp | 31.71%-23.7pp |
| Employer contribution / active EE | $738 | $1,795-58.9% | $4,311-82.9% | $2,471-70.1% |
| Participant deferral / active EE | $2,091 | $2,780-24.8% | $7,108-70.6% | $3,741-44.1% |
| Admin fee / account holder | $7,130 | $4,428+61.0% | $5,160+38.2% | $5,306+34.4% |