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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,983 | $58,391-24.7% | $76,667-42.6% | $72,976-39.7% |
| Participation rate | 81.1% | 67.4%+13.7pp | 72.1%+9.0pp | 69.5%+11.6pp |
| Annual return | 3.52% | 2306.65%-2303.1pp | 1166.74%-1163.2pp | 81.02%-77.5pp |
| Employer contribution / active EE | $737 | $1,787-58.8% | $2,303-68.0% | $2,440-69.8% |
| Participant deferral / active EE | $2,117 | $2,690-21.3% | $3,336-36.5% | $3,608-41.3% |
| Admin fee / account holder | $2,911 | $4,014-27.5% | $6,423-54.7% | $5,124-43.2% |