See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
M HOLDINGS SECURITIES INC9+ years Filed as: M HOLDINGS SECURITIES, INC. Service code 26 · EIN 91-1802259 1125 NW COUCH ST · PORTLAND, OR 97209 | Advisory (Participants) | $24,805 |
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 PO BOX 600 · BUFFALO, NY 14201 | Recordkeeping | $2,175 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,137 | $26,114-38.2% | $58,482-72.4% | $74,419-78.3% |
| Participation rate | 28.1% | 32.1%-4.1pp | 50.9%-22.8pp | 70.7%-42.7pp |
| Annual return | 12.44% | 32.51%-20.1pp | 4239.32%-4226.9pp | 34.38%-21.9pp |
| Employer contribution / active EE | $153 | $536-71.3% | $1,053-85.4% | $2,637-94.2% |
| Participant deferral / active EE | $752 | $1,075-30.0% | $1,924-60.9% | $4,528-83.4% |
| Admin fee / account holder | $141 | $649-78.2% | $2,516-94.4% | $348-59.4% |