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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,432 | $61,660+105.0% | $80,022+58.0% | $64,173+97.0% |
| Participation rate | 95.0% | 71.7%+23.3pp | 75.8%+19.2pp | 69.6%+25.4pp |
| Annual return | -2.86% | -0.33%-2.5pp | 11.22%-14.1pp | 7.63%-10.5pp |
| Employer contribution / active EE | $6,496 | $1,810+258.8% | $2,468+163.2% | $2,381+172.9% |
| Participant deferral / active EE | $4,791 | $2,968+61.5% | $3,686+30.0% | $3,470+38.1% |
| Admin fee / account holder | $11,111 | $5,417+105.1% | $6,521+70.4% | $4,887+127.3% |