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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,288 | $67,411+106.6% | $91,004+53.1% | $70,126+98.6% |
| Participation rate | 96.3% | 71.4%+24.9pp | 75.6%+20.7pp | 69.5%+26.8pp |
| Annual return | 19.70% | -40.16%+59.9pp | 4.60%+15.1pp | 73.15%-53.4pp |
| Employer contribution / active EE | $7,236 | $1,786+305.2% | $2,456+194.7% | $2,343+208.9% |
| Participant deferral / active EE | $6,214 | $2,823+120.1% | $3,548+75.2% | $3,332+86.5% |
| Admin fee / account holder | $1,316 | $4,236-68.9% | $5,417-75.7% | $4,645-71.7% |