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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,119 | $148,582-46.8% | $135,942-41.8% | $139,456-43.3% |
| Participation rate | 87.5% | 83.9%+3.6pp | 81.9%+5.6pp | 80.3%+7.2pp |
| Annual return | 11.67% | 79.26%-67.6pp | 68.28%-56.6pp | 373.45%-361.8pp |
| Employer contribution / active EE | $2,674 | $5,245-49.0% | $4,858-45.0% | $4,753-43.7% |
| Participant deferral / active EE | $7,093 | $8,101-12.4% | $7,759-8.6% | $6,711+5.7% |
| Admin fee / account holder | $41,298 | $12,402+233.0% | $10,764+283.7% | $11,407+262.0% |