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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,469 | $113,941+4.0% | $94,229+25.7% | $125,389-5.5% |
| Participation rate | 57.1% | 82.9%-25.7pp | 78.8%-21.6pp | 83.2%-26.0pp |
| Annual return | 0.53% | 5.29%-4.8pp | 10.68%-10.2pp | 282.24%-281.7pp |
| Employer contribution / active EE | $6,732 | $4,727+42.4% | $3,587+87.7% | $4,866+38.3% |
| Participant deferral / active EE | $3,139 | $5,179-39.4% | $4,320-27.4% | $5,352-41.4% |
| Admin fee / account holder | $924 | $8,392-89.0% | $6,269-85.3% | $9,541-90.3% |