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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $407,112 | $154,159+164.1% | $130,026+213.1% | $139,456+191.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 6.51% | 32.50%-26.0pp | -137.26%+143.8pp | 373.45%-366.9pp |
| Employer contribution / active EE | $12,253 | $5,292+131.6% | $4,321+183.6% | $4,753+157.8% |
| Participant deferral / active EE | $27,500 | $6,710+309.9% | $5,821+372.5% | $6,711+309.8% |
| Admin fee / account holder | $85,826 | $14,001+513.0% | $10,608+709.1% | $11,407+652.4% |