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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,967 | $98,776-2.8% | $149,745-35.9% | $79,856+20.2% |
| Participation rate | 43.5% | 75.8%-32.3pp | 82.5%-39.0pp | 69.6%-26.2pp |
| Annual return | 16.05% | 27.38%-11.3pp | 276.72%-260.7pp | 31.71%-15.7pp |
| Employer contribution / active EE | $1,586 | $3,217-50.7% | $4,646-65.9% | $2,471-35.8% |
| Participant deferral / active EE | $3,268 | $5,681-42.5% | $6,843-52.2% | $3,741-12.6% |
| Admin fee / account holder | $102 | $6,053-98.3% | $9,312-98.9% | $5,306-98.1% |