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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $576,307 | $82,288+600.4% | $68,794+737.7% | $134,509+328.5% |
| Participation rate | 75.0% | 75.1%-0.1pp | 69.0%+6.0pp | 81.2%-6.2pp |
| Annual return | -17.06% | -2.19%-14.9pp | -6.37%-10.7pp | 418.13%-435.2pp |
| Employer contribution / active EE | $4,801 | $3,301+45.4% | $2,656+80.8% | $4,741+1.3% |
| Participant deferral / active EE | $16,347 | $4,738+245.0% | $3,941+314.8% | $6,400+155.4% |
| Admin fee / account holder | $4,075 | $6,482-37.1% | $4,934-17.4% | $11,427-64.3% |