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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,093 | $75,832-20.8% | $147,617-59.3% | $59,633+0.8% |
| Participation rate | 83.3% | 71.6%+11.8pp | 84.6%-1.3pp | 68.7%+14.7pp |
| Annual return | -3.82% | 0.37%-4.2pp | 61.98%-65.8pp | 2041.45%-2045.3pp |
| Employer contribution / active EE | $6,374 | $3,485+82.9% | $5,564+14.6% | $2,203+189.4% |
| Participant deferral / active EE | $6,850 | $3,131+118.8% | $4,895+39.9% | $3,192+114.6% |
| Admin fee / account holder | $5,114 | $5,986-14.6% | $11,612-56.0% | $4,297+19.0% |