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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,552 | $72,177-21.6% | $115,037-50.8% | $59,633-5.2% |
| Participation rate | 68.8% | 72.6%-3.8pp | 81.4%-12.6pp | 68.7%+0.1pp |
| Annual return | 1.28% | 12.02%-10.7pp | 26.14%-24.9pp | 2041.40%-2040.1pp |
| Employer contribution / active EE | $2,358 | $2,841-17.0% | $4,608-48.8% | $2,203+7.1% |
| Participant deferral / active EE | $4,434 | $4,783-7.3% | $6,026-26.4% | $3,192+38.9% |
| Admin fee / account holder | $1,960 | $4,927-60.2% | $8,175-76.0% | $4,297-54.4% |