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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,911 | $84,518-81.2% | $67,704-76.5% | $125,389-87.3% |
| Participation rate | 30.0% | 74.8%-44.8pp | 67.5%-37.5pp | 83.2%-53.2pp |
| Annual return | -1.03% | 2.57%-3.6pp | 25.41%-26.4pp | 282.24%-283.3pp |
| Employer contribution / active EE | $0 | $3,292-100.0% | $2,559-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $899 | $4,430-79.7% | $3,585-74.9% | $5,352-83.2% |
| Admin fee / account holder | $0 | $5,340-100.0% | $4,255-100.0% | $9,541-100.0% |