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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,706 | $160,070+1.0% | $147,117+9.9% | $145,897+10.8% |
| Participation rate | 57.9% | 84.0%-26.1pp | 82.2%-24.3pp | 80.3%-22.4pp |
| Annual return | 11.62% | 98.69%-87.1pp | 420.54%-408.9pp | 552.29%-540.7pp |
| Employer contribution / active EE | $3,477 | $5,285-34.2% | $4,932-29.5% | $4,663-25.4% |
| Participant deferral / active EE | $4,410 | $8,419-47.6% | $8,065-45.3% | $6,689-34.1% |
| Admin fee / account holder | $22,501 | $15,035+49.7% | $12,993+73.2% | $13,390+68.0% |