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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,706 | $160,040+1.0% | $147,096+9.9% | $145,877+10.9% |
| Participation rate | 57.9% | 84.0%-26.1pp | 82.2%-24.3pp | 80.3%-22.4pp |
| Annual return | 11.62% | 98.49%-86.9pp | 419.75%-408.1pp | 551.28%-539.7pp |
| Employer contribution / active EE | $3,477 | $5,289-34.3% | $4,936-29.6% | $4,663-25.4% |
| Participant deferral / active EE | $4,410 | $8,429-47.7% | $8,071-45.4% | $6,691-34.1% |
| Admin fee / account holder | $22,501 | $15,050+49.5% | $13,005+73.0% | $13,402+67.9% |